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Healthcare is a big sector, and it is constantly evolving, especially the technology in GMC. To keep up with the latest innovations, group medical insurance companies have started relying more on digitalisation and technology to supplement their services. What used to be done in-person (e.g. consultation) is now being done over the internet through various digital platforms. This way, customers can access a wide range of health-related information and resources at their fingertips from anywhere in the world. 

What's more, group medical insurance companies now use technology to identify potential risks and optimise health plans for their clients. In short, technology has disrupted group medical insurance coverage, making it easier for people to get the health insurance they need without breaking the bank. So if you're wondering how technology is changing healthcare overall, read on!

Technology in GMC: Group Medical Cover

The post-pandemic era has seen a dramatic increase in employer employees' willingness to participate in group medical cover. After the pandemic, many people are increasingly using digital platforms such as social media, email marketing and telemedicine for healthcare communications. As a result, online group medical cover is now becoming an essential solution for those who want good quality care at a fraction of the cost. 

Despite improvements over time, most workforce still prefer to receive treatment in person as opposed to through electronic channels such as phones or computers. However, with a little effort, the use of digital platforms for healthcare communication can still play an important part in improving employee's health and well-being. 

Let's learn about how technology is GMC is disrupting the healthcare space.

Increased transparency leads to improved trust between patients and providers 

One of the key benefits of increased transparency in healthcare is that it builds trust between patients and providers. This enhances the quality of care delivered as patients are more likely to be confident about their treatment options. Due to increasing levels of transparency, employees now have a better understanding of how medical treatments work, which puts them at ease, but this knowledge can also be quite troubling at times - for example, when they learn about medical procedures that go against their financial expectations. This is where a group health insurance policy can benefit organisations. 


How digitalisation and technology are disrupting group medical cover 

Digitalisation and technology are increasingly disrupting the health insurance sector, with a number of fascinating effects on group medical cover. One such effect is an increase in patients who use digital medical records for their health insurance claims. This has led to a greater spectrum of health information being accessible - both offline and online - at any time, even when patients are not visiting a hospital or doctor's office.

In addition, there has been an increased adoption of mobile applications for healthcare purposes, such as tracking medication and symptoms. Overall, these technologies have revolutionised how we access medical information - from its quality to its timeliness. This has made it simpler for people to get the care they need without having to worry about complex paperwork or long waiting times. 

Empowerment of patients through online portals 

As a result of improving health care through online portals, the number of patients visiting hospitals for check-ups and other health-related issues has decreased significantly. Patients now have greater control over their medical history and can access it through online portals. This has made filing insurance claims simpler, as well as helping employers to compare premium rates between different insurers. Technological innovation also makes it easy for employees to understand comprehensive health insurance plans in detail.

Elimination of intermediaries leads to better healthcare outcomes 

Patients nowadays have a lot of access to real-time health data, which helps them make informed decisions about their care. This is crucial in cases where treatment options are numerous, and the patient has to make a choice quickly. The rapid uptake of mobile technology has also played a major role in the improvement of healthcare outcomes during pandemics such as the Covid-19 crisis in India and worldwide. This led to transparency and an understanding between patients, health officials, researchers, and medical professionals. 

In fact, there was almost zero incidence of fraud or abuse during the pandemic due to this level of communication and coordination among all involved parties. 

The benefits of digitised records 

The benefits of digitised records are many and varied. They include easier access to healthcare services, better patient safety, reduced costs, and more accurate information gathering. All this has led to a rise in demand for digital health records (DHRs). Since 2000, the global market for DHRs has grown at a CAGR of over 30%. This trend is estimated to continue in 2022 and the foreseeable future as companies seek newer ways to improve patient care. In addition, insurance companies find DHRs an ideal way to reduce their administrative costs and safeguard customer data. India has also come up with a Digital Health ID system. 


Technology in GMC: How is it Disrupting? 

Health care is becoming more and more technological, which is causing the industry to change. This is why organisations are now relying on technology-based solutions such as online health care instead of traditional group medical insurance. In a world where health care is increasingly becoming a digital experience, corporate-sponsored insurance can be the best solution for the working class of India. Instead, they may be better off looking into technology-based medical insurance solutions, like those offered by online health insurance companies. 

The technological revolution is disrupting the group medical cover industry in a good way, which benefits consumers by allowing them more choices and greater price transparency in the marketplace. This change is good because it opens up new opportunities for consumer choice and competition. To take advantage of this opportunity, insurers need to understand how technology works and what its implications are for the group medical cover market.

Frequently Asked Questions

How is technology in GMC helping to improve patient care and reduce costs?

Technology plays a significant role in improving patient care and reducing associated costs. Here are a few examples:
-Mobile apps are used extensively for group medical care - enabling doctors to share information with patients quickly. This is especially useful in times when there may be delays or communication barriers between doctors and patients.
-Digital technologies have also made it possible to conduct patient surveys remotely, thus gathering valuable data on how people are using hospital services.
-The use of tablets, smartphones, telehealth, telemedicine for online video doctor consultations and other digital devices has helped patients to keep track of their health records and prescriptions.

What are some of the biggest technological innovations disrupting group medical cover for good?

Some of the biggest technological innovations disrupting group medical coverage for good are telemedicine and the use of digital consultations. Telemedicine is a technology that allows people to connect with health professionals outside of their local area.
This can be used for a variety of issues, like diagnosing a health issue, obtaining a health consultation, or receiving treatment.
Digital consultations are also a big trend in the health industry. They allow people to access medical information through a computer, phone, or other digital devices.
This can be helpful in reducing wait times, providing better customer service, and making it easier for people to share information with each other.

How can modern organisations meet the needs of employees and their caregivers?

When it comes to meeting the needs of employees and their caregivers, there are a few important things that businesses can do. One thing that companies and organisations should keep in mind is that employees are looking for a medical cover that is affordable, seamless, and covers a wide range of health conditions. This is why many group health insurance companies now offer flexible premium plans that allow you to choose from a variety of benefits, such as mental health coverage, dental insurance, wellness sessions, and much more.
Furthermore, technology has disrupted the traditional group medical cover model. Employees used to have to join a large health insurance company in order to avail of its group medical cover. However, with the advent of online health insurance portals, this situation has changed dramatically. Now, employer-employees can find the best deals on different coverage options by comparing quotes from different insurers for teams as small as two workers.



In a world where healthcare is becoming more and more digitalised, the technology in GMC insurance has caused good disruption. By providing a digital platform that allows employer-employee groups to access their health records and compare insurance rates, technology is providing a better and more affordable healthcare experience. With a better understanding of your health history and affordable insurance availability, you can decide which group medical insurance policy is right for you. 

Stay tuned for more updates on this important topic!