Plum brings all encompassing benefits under one umbrella. Pick and choose the benefits you want covered and only pay for them.
Get up to ₹2 Cr. cover for accidental deaths, disabilities and loss of cover. Enable financial support to your employee or their family member in case of an unexpected incident.
Provide financial protection to employee's family in case of death due to any reason.
Plum customizes and recommends the plan that is best for your team. Not satisfied? We will work with you to further customize the plan.
We want to take away the time taking process of negotiation from the process. Get the lowest pricing in the industry within 60 seconds.
No more opaqueness into how health insurance is priced for your team. Use our pricing tool to get real-time pricing.
On April 15th 2020, the Government of India, as part of order №40–3/2020-DM-I (A), made it mandatory for all employers, who resume functioning post-COVID-19 lockdown in the country, to provide medical insurance to their employees.
Given the current Covid-19 pandemic, we recommend companies to set up health insurance as soon as they become eligible for a group cover.
Plum’s group health insurance is available for a registered company, with a minimum of 7 members. E.g., if you are a company of 4 employees (and 3 spouses), you are eligible.
No, it is always recommended to take help of an intermediary while choosing the insurance. Insurance is complex. Plum works closely with you to understand your needs and then work with multiple insurance companies to develop a customized plan and a negotiated price.
Most health insurance plans in India cover expenses that are incurred while you are hospitalized. Plum provides a doctor-consultation add-on benefit, in case you want your outpatient consultations to be covered.
No, group covers don't allow any selection. You will have to cover ALL your employees with no exception. Read more on why selection is not allowed.
No, group cover doesn't allow any selection. If you choose to take the ESC-plan, you will have to cover spouses of all married employees and all dependent children. If you choose to take the ESCP-plan, you will have to cover spouses of all married employees, all dependent children, and parents of all employees. Read more on why selection is not allowed.
Insurance covers require a minimum of 24 hours of hospitalization. Insurance covers do not reimburse you for OPD visits, health checkups, or medicines that don't involve a hospitalization.
No. You can make an unlimited number of claims during the policy period. However, the sum insured is the maximum limit under the policy.