7 Best Group Health Insurance Brokers In India

August 28, 2023
Dhairya Thakker
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Navigating the complex landscape of group health insurance can be a daunting task for any organization. The right broker can make all the difference, offering tailored solutions that meet the specific needs of your business and its employees. In this blog, we will explore the top 7 group health insurance brokers in India, to help you make an informed decision.


Plum Insurance is a tech-driven insurance platform founded in 2018, primarily focused on providing group health insurance solutions for startups and small-to-medium-sized enterprises (SMEs). The company aims to simplify the often complex world of insurance by offering customizable plans tailored to the specific needs of each organization.

One of the standout features of Plum is its user-friendly online dashboard, which allows for easy management of policies. Employers can add or remove employees, make claims, and access policy documents all in one place.

In addition to group health insurance, Plum also offers other types of group insurance products such as Group Term Life Insurance and Group Personal Accident Insurance. Their health insurance plans often come with added benefits like telehealth services, providing an extra layer of convenience and care for employees.

Plum has raised $15.6 million in funding, indicating strong investor confidence in their business model and growth prospects.

By leveraging technology and focusing on customer-centric solutions, Plum has positioned itself as a modern and efficient choice for businesses looking to secure comprehensive and flexible insurance coverage for their teams.

Prudent Insurance

Founded in 2005 and overseen by the IRDAI, Prudent Insurance boasts its central office in Mumbai. 

With a presence in over 120 nations, they have an impressive team of more than 800 professionals addressing the insurance requirements of over 3500 clientele.

Catering to corporate clients as well as affluent individuals and their families, the firm specializes in offering life insurance, general insurance, and personal health insurance. 

Their main clientele includes small business proprietors, both international and domestic multinational corporations, public sector entities, and prominent Indian corporate houses.

Anviti Insurance

Having been established in 2016 as Anviti Insurance Brokers Pvt Ltd, they underwent a rebranding to Aon on 27 July 2021. Rooted in Bengaluru, they present a myriad of services from health coverage, retirement to risk resolutions.

Anviti stands out for its comprehensive portfolio, spanning health, home, vehicle, travel, and even pet insurance. Their diverse offerings incorporate employer health benefits, marine coverage, energy insurance, financial lines, casualty insurance, property and business interruption coverage, and affinity insurance, to name a few.

Marsh India

Launched in 2003, Marsh India Insurance Brokers & Reinsurance Company Limited (MIBRC) is a premier name in the insurance broking and risk management sector. With a global footprint covering over 130 nations, they operate in India from nearly 12 points, employing over 400 specialists.

Their main hub is in Mumbai, but they also have a widespread presence throughout India. Their vast spectrum of offerings encapsulates diverse insurance and reinsurance products, with a notable emphasis on reinsurance and retrocession strategies.

Marsh provides tailored solutions, which include crafting insurance programs, handling insurance claims, offering property risk consultations, supply chain and logistics risk management, and expansive global analytics. Their client base varies from multinational giants to budding medium-scale ventures.

Howden Insurance Brokers India Pvt Ltd

Representing the renowned Howden Broking Group, Howden in India is affiliated with the UK's Hyperion Insurance Group. Operating in over 40 nations, they command a robust workforce exceeding 6500 members.

Howden delivers a plethora of personal and commercial insurance amenities across India, including health, vehicle, property, and travel insurance, among others. Based in Mumbai, their corporate reach extends to major cities throughout the nation, providing reinsurance solutions, corporate risk, and insurance services.

Manipal Cigna

Manipal Cigna is a specialized health insurance company founded in 2014, focusing solely on providing a range of health insurance plans. The company is a joint venture between Manipal Group, a leader in healthcare delivery and higher education in India, and Cigna Corporation, a global health services company. Manipal Cigna offers various health insurance plans that are tailored to meet the diverse needs of individuals, families, and organizations.

One of the unique aspects of Manipal Cigna is its emphasis on wellness programs, aimed at promoting a healthy lifestyle among its policyholders. The company also offers global coverage options, making it a suitable choice for organizations with international operations or employees who travel frequently. Their focus on health and well-being sets them apart as a provider committed not just to treatment but also to preventative care.

Secure Now

Founded in 2011, Secure Now is a tech-savvy insurance broker offering a wide array of insurance products, including health, liability, and property insurance. The company aims to simplify the insurance buying process by providing instant quotes and the option for online purchases, making it a convenient choice for businesses and individuals alike.

Secure Now offers a comprehensive range of products, making it a one-stop-shop for all insurance needs. Their platform allows for easy comparison of different insurance products, helping customers make informed decisions. The company also provides robust customer support, assisting clients in navigating the complexities of insurance policies and claims.

How To Choose The Best Group Health Insurance Broker?

Choosing the right group health insurance broker can be a game-changer when it comes to securing optimal coverage for both you and your employees. A skilled broker can demystify the intricacies of various plans, help you understand associated costs, and point out any policy limitations.

Additionally, brokers specializing in small business health insurance offer the advantage of consolidating analytical comparisons, competitive market rates, and expert advice all in one place.

To identify the most suitable broker, you should:

  1. Assess your organization's specific insurance needs
  2. Evaluate various brokers and the range of benefits they offer
  3. Align your requirements with the services provided by the broker
  4. Bargain for the most favorable pricing
  5. Put the chosen group health insurance policy into action
  6. Continuously monitor and adjust the plan for optimal outcomes


Selecting a group health insurance broker is a critical decision that can significantly impact your organization's financial health and employee satisfaction. Whether you're a startup looking for flexible plans or a large enterprise seeking comprehensive coverage, the brokers listed above offer a range of options to suit various needs. By considering factors like expertise, reputation, and additional services, you can choose a broker that aligns with your organization's specific requirements.

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