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Increase your health cover by ₹20L, starting at ₹529/yr

Add an extra safety net of insurance coverage 
with Plum's Super Top-up plan. Available only to employees of companies who are already users of group health insurance plan of Plum.

Set up group plan

Why super top-up?

Stays with you
Remains valid even if you move out of your company
Covers Covid-19
Covers all pandemics where expenses can run in lakhs
No medical required
You get pre-qualified without undergoing 
medical tests
Covers critical illness
Tackle life threatening diseases such as cancer and stroke
Tax benefit
Get tax benefit under Section 80D
Family of four
Covers you, your spouse and 2 kids through a floater cover
Cashless claims
Cashless claims at 7400+ hospitals
Instant policy issuance
Get your cover activated within 2 minutes
Stays with you
Remains valid even if you move out of your company
Covers Covid-19
Covers all pandemics where expenses can run in lakhs
No medical required
You get pre-qualified without undergoing 
medical tests
Covers critical illness
Tackle life threatening diseases such as cancer and stroke
Tax benefit
Get tax benefit under Section 80D
Family of four
Covers you, your spouse and 2 kids through a floater cover
Cashless claims
Cashless claims at 7400+ hospitals
Instant policy issuance
Get your cover activated within 2 minutes
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How it works?

Super Top-up works for any number of claims in a policy year. It kicks in once the threshold deductible is reached.

Attractive Premium Amount

Sum insured of ₹20,00,000 with various deductibles. Plan available exclusively for Plum members.

Buy super topup for family

Minnie Mink
Self
Mickey
Husband
Mickey Minkies
Husband
Add new member

Deductible

Annual premium

₹5,00,000

₹529

₹3,00,000

₹629

₹2,00,000

₹1,049

₹1,00,000

₹2,299

Plan available exclusively for Plum members.

We’ve temporarily paused purchase of super top-ups, due to a high occurrence of payment failures

Get started

Buy super topup for parents

Minnie Mink
Self
Premium payable Rs. 1222
Purchase now
Minnie Mink
Self
Premium payable Rs. 1222
Purchase now
Add new member

What's Covered?

Sum insured
₹20,00,000 cover once you have exhausted your deductible
Waiting period
Zero day on injuries & accidents, 2 years on named ailments, and 30 days on all other treatments
Pre hospitalisation
Expenses for 30 days of pre hospitalisation
Post hospitalisation
Expenses for 60 days of post hospitalisation
Zero copay
Covers 100% of the eligible expenses
Room rent restriction
Single private room for non-ICU. No limit on ICU
Sum insured
₹20,00,000 cover once you have exhausted your deductible
Waiting period
Zero day on injuries & accidents, 2 years on named ailments, and 30 days on all other treatments
Pre hospitalisation
Expenses for 30 days of pre hospitalisation
Post hospitalisation
Expenses for 60 days of post hospitalisation
Zero copay
Covers 100% of the eligible expenses
Room rent restriction
Single private room for non-ICU. No limit on ICU
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FAQ

Who can buy the cover?
The primary member, purchasing the cover, has to be part of the group health insurance cover provided by Plum.

Individuals with pre-existing diseases are not eligible for the cover.
Are there age limits?
Yes, the plan is available to individuals of age 75 or below. Dependent children should be of age between 90 days and 24 years.
Can I buy Super Top-up for my parents?
Family floater plans can include an employee, spouse and 2 children. Yes, parents (up to 75 years) can be covered in separate individual policies.