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Protects a company's money, securities, inventory and other insured assets against theft, fraud, forgery, embezzlement or misappropriation by employees and, where covered, external parties.
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Protects your business from financial losses arising from employee fraud, theft, dishonesty and other covered criminal acts.
Covers direct financial losses caused by dishonest or fraudulent acts such as theft, embezzlement or misappropriation by employees.
Covers financial loss arising from fraudulent instructions or impersonation where employees are deceived into transferring money or assets to a fraudster, where specifically covered.
Covers losses arising from forged or fraudulently altered cheques, payment instructions, or employee-created fictitious vendors or beneficiaries, where covered.
Covers loss of money, securities or funds resulting from employee theft, embezzlement, misappropriation or other covered dishonest acts.
Covers financial loss from theft or misappropriation of stock, inventory, equipment or other insured property by employees.
Covers reasonable professional, forensic, legal and investigation expenses incurred to establish the nature and extent of a covered crime or employee fraud, subject to the policy terms.
Claims arising from professional negligence or failure to deliver services.
Losses known to management before coverage, knowingly unreported crimes, or losses unsupported by reasonable evidence.
Restricts losses caused by a data breach, computer fraud, hacking, phishing or other cyber related incidents
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