Designed for life’s unexpected turns

Talent is your greatest investment. Plum helps you design a rock-solid personal accident policy that shields them—on the job, on the road, and everywhere in between.

100,000
Claims processed
600,000
Lives covered
6,000
Companies
Get a quick quote from Plum
What can Plum help you with today?
Oops! Something went wrong while submitting the form.
100,000
Claims processed
600,000
Lives covered
6,000
Companies

Why choose Group Personal Accident Insurance

Protect incomes, and individuals

A lump-sum payout keeps families afloat if the unthinkable happens.

01

Boost morale and retention

When people feel secure, they stay and thrive.

02

Close the benefits gap

Accident covers extend beyond medical bills.

03

Why choose Plum for Personal Accident Insurance?

We help you build the best policy
Customising Personal Accident Cover is simple—and strategic—with Plum.
01
Consultative sales process
Expert advisors, zero hard sell
02
Peer benchmarking
See how your cover stacks up in the market
03
Tailored policies
Mix-and-match benefits for every pay grade
04
Tier-1 insurer partnerships
Only the most trusted underwriters
05
Best price guarantee
Maximum cover, minimum fuss
We Help You Build the Best Policy
 Customising personal accident cover is simple—and strategic—with Plum.

We help you manage your policy best

Managing group personal accident insurance has never been easier.

Admin dashboard
Edit nominee lists in seconds
Analytics
Spot coverage gaps before they hurt
Finance tools
One-click premium reconciliation
Human support
Real people when you need them
Dashboard interface showing tasks for Jeevraj including topping up CD balance, reviewing warnings, employee details, and an endorsement invoice ready for download.
Admin Dashboard
edit nominee lists in seconds
Analytics
spot coverage gaps before they hurt
Finance Tools
one-click premium reconciliation
Human Support
real people when you need them

Peace of mind,
not paperwork.

From set-up to claims, we take care of the complicated bits with care.

Simple claims
No paperwork, no chasing
All-in-one app
Policy cards, exclusions, helpline—right in their pocket
Simple Claims
no paperwork, no chasing
All-in-One App
policy cards, exclusions, helpline—right in their pocket
Supplementary Benefits
physiotherapy, counselling, and more
24 × 7 Assistance
guidance at every stressful moment
People with colorful umbrellas walking on wet stone pavement near traditional architecture in a rainy, misty setting.
Supplementary benefits
Physiotherapy, counselling, and more
24 × 7 Assistance
Guidance at every stressful moment

A letter
from the founders

Care is our universal language

Every company says they care. We set out to prove it. When we started Plum, we saw an insurance world full of complexity, confusion, and cold processes. We believed there had to be a better way — one built on genuine human connection and understanding.

Care, to us, isn't just another corporate value. It's the heartbeat of everything we do: It's in the late-night calls our team takes to help someone in need. It's in the technology we build to make healthcare actually feel human. It's in every policy we design to protect not just employees, but their loved ones. It's in the small details that make insurance feel less like paperwork and more like partnership

We've learned that true care is a practice. One that grows stronger every day. Through serving 4000+ companies, we've discovered that care means: Listening before speaking. Solving, not selling. Being there, especially when it's hard. Making the complex feel simple.

Here's to building a world where care isn't just spoken, it is felt.

Warmly,

Blue cursive text reading 'Amazing India!'Stylized handwritten signature text reading 'Saurabh Arya' in blue.
Abhishek Poddar       Saurabh Arora
Sunlit stone pathway beside a large tree with a wooden bench casting shadows, surrounded by lush greenery and colorful foliage.

Future-forward
workplace wellbeing

We're not just participating in the conversation about workplace wellness. we're leading it. Through comprehensive research, industry collaboration, and data-driven insights, we're helping shape how modern companies care for their people.

Leaving already?

See how easy it is to protect your team with

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.