Benefits Beyond Borders: Global Perks for a Connected Workforce

Benefits Beyond Borders covers

The new standard for employee benefits
Benefits benchmark across top FDI countries like the US, UK, Singapore, Netherlands and more
Employee benefits offered in India
Recommendations to build comprehensive and holistic healthcare plans

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Global benefits leader preparing to expand internationally soon
People success leader designing a comprehensive benefits plan
Employee seeking research that holds companies to higher standards

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Europe faces challenges with an ageing population

Japan's Insurance Covers 70% Medical Costs

US Employees Demand Personalized Healthcare Plans

Ageing Population Fuels Dementia Crisis in Developed Nations

Cancer is the Leading Cause of High-Cost Claims

Germany and Netherlands Face Tobacco Dependence

Japan's Insurance Covers 70% Medical Costs

US Employees Demand Personalized Healthcare Plans

Ageing Population Fuels Dementia Crisis in Developed Nations

Cancer is the Leading Cause of High-Cost Claims

Excerpts from Benefits Beyond Borders

Infographic about international talent showing the growth of the Employer-on-Record market from 2.45 billion USD in 2020 to 9.83 billion USD in 2028, with key stats: 44% of companies report growth in international headcount, 60% say quality applicants per role increased with remote workforce, and 35% can improve market competitiveness by hiring internationally.

Infographic explaining rising healthcare costs in the U.S., highlighting that 41% have debt due to medical bills, 28% skip necessary treatment due to financial constraints, and racial divides in healthcare qualification. It also notes the U.S. falls behind international counterparts despite high expenditure.

Informational graphic detailing key health risks in the UK including fall in life expectancy, Alzheimer's and dementia as leading cause of death, tobacco dependence as leading cause of preventable deaths, and fertility rate dropped by 18.8% since 2010.

Infographic detailing employee benefits in top global startups in India, covering health insurance basics, mother and child benefits, inclusive and progressive benefits, and healthcare coverage including outpatient treatment, doctor consultations, health checkups, and insurance options.

Chart explaining the EB Matrix with two axes: willingness to pay (vertical) and human interaction (horizontal), showing four quadrants labeled Conservative, Conscious, Compliant, and Contemporary; text details how global startups view talent and employee benefits as competitive advantages.

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Health trends that are shaping employee benefits.

01.

Consumers are more health conscious than ever.

92% of employees say it's important to work for a company that values their mental health and well-being.

Outline icon of a smartwatch displaying a heart, a heart rate line, and two horizontal lines.

02.

Obesity remains a major global issue.

Nearly 3.3 billion adults may be affected by obesity by 2035, with the proportion of affected adults increasing from 42% in 2020 to over 54% by 2035.

Outline of an obese person standing on a scale with a percentage symbol in a speech bubble nearby.

03.

Cancer is the leading cause of high medical claims.

Over 35 million new cancer cases are predicted in 2050, a 77% increase from the estimated 20 million cases in 2022.

Stylized icon of a cancer cell illustrating cellular components with circular and irregular shapes.

04.

Lack of access to mental health treatments

Globally, around 15% of the working-age population suffers from mental illness. Yet, 56% of insurers do not cover mental health in employee benefits.

Outline of a human head with a brain illustrated inside, featuring a question mark and an exclamation mark symbolizing mental health.

05.

Rising healthcare costs across the world.

There’s been a double-digit medical trend rate increase in most countries owing to inflation and increased minimum wages.

Medical vial with a syringe and a price tag showing a dollar sign.

06.

Non-communicable diseases raise costs, claim rates

Non-communicable diseases account for up to 74% of all deaths globally each year. Of these, 77% occur in low- and middle-income countries.

Abstract illustration of various virus or bacteria shapes in gradient shades of red and orange.

01.

Consumers are more health conscious than ever.

Despite geopolitical, metabolic, and environmental threats, global life expectancy is expected to increase by 5 years by 2050.

02.

Obesity remains a major global issue.

Modern consumers are expecting technology to support their healthcare journeys. They are investing heavily in dietary supplements, wearable technology, and prefer having flexible benefits.

03.

Cancer is the leading cause of high medical claims.

Over 35 million new cancer cases are predicted in 2050, a 77% increase from the estimated 20 million cases in 2022.

04.

Lack of access to mental health treatments

Globally, around 15% of the working-age population suffers from mental illness. Yet, 56% of insurers do not cover mental health in employee benefits.

05.

Rising healthcare costs across the world.

There’s been a double-digit medical trend rate increase in most countries owing to inflation and increased minimum wages.

06.

NCDs drive major costs and claim frequency.

Non-communicable diseases account for up to 74% of all deaths globally each year. Of these, 77% occur in low- and middle-income countries.

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Recommendations to build cost-effective & inclusive employee benefits.

Healthcare, not just insurance

A 4x surge in large companies adopting OPD covers for their teams, as well as a 100% increase in first-time founders choosing primary and preventive benefits in addition to insurance.

Adopt a digital-first approach

8 out of 10 HR operators prioritise improved employee experience for which companies need to provide experiences that are digital-first, hassle-free and intuitive.

Flexible benefits plans are the future

75% of employees want the liberty to customise their own healthcare plans, with a two-fold uptick in the adoption of customisable insurance programs for employees.

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