Benefits Beyond Borders

Benefits Beyond Borders covers

The new standard for employee benefits
Benefits benchmark across North America, LATAM, Europe, APAC, MENA and ANZ countries
Global and region-specific health trends
Recommendations to build comprehensive and holistic healthcare plans

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Global benefits leader preparing to expand internationally soon
People success leader designing a comprehensive benefits plan
Employee seeking research that holds companies to higher standards

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Europe faces challenges with an ageing population

Preventive healthcare gains traction in India

The US grapples with escalating healthcare costs

Latin America sees growing health inequality

Chronic conditions strain public health in ANZ

Africa is experiencing a rise in genetic disorders

Europe faces challenges with an ageing population

Preventive healthcare gains traction in India

The US grapples with escalating healthcare costs.
plans

Latin America sees growing health inequality

Excerpts from Benefits Beyond Borders

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Health trends that are shaping employee benefits.

01.

Consumers are more health conscious than ever.

Despite geopolitical, metabolic, and environmental threats, global life expectancy is expected to increase by 5 years by 2050.

02.

Obesity remains a major global issue.

Nearly 3.3 billion adults may be affected by obesity by 2035, with the proportion of affected adults increasing from 42% in 2020 to over 54% by 2035.

03.

Cancer is the leading cause of high medical claims.

Over 35 million new cancer cases are predicted in 2050, a 77% increase from the estimated 20 million cases in 2022.

04.

Lack of access to mental health treatments

Globally, around 15% of the working-age population suffers from mental illness. Yet, 56% of insurers do not cover mental health in employee benefits.

05.

Rising healthcare costs across the world.

There’s been a double-digit medical trend rate increase in most countries owing to inflation and increased minimum wages.

06.

Non-communicable diseases raise costs, claim rates

Non-communicable diseases account for up to 74% of all deaths globally each year. Of these, 77% occur in low- and middle-income countries.

01.

Consumers are more health conscious than ever.

Despite geopolitical, metabolic, and environmental threats, global life expectancy is expected to increase by 5 years by 2050.

02.

Obesity remains a major global issue.

Modern consumers are expecting technology to support their healthcare journeys. They are investing heavily in dietary supplements, wearable technology, and prefer having flexible benefits.

03.

Cancer is the leading cause of high medical claims.

Over 35 million new cancer cases are predicted in 2050, a 77% increase from the estimated 20 million cases in 2022.

04.

Lack of access to mental health treatments

Globally, around 15% of the working-age population suffers from mental illness. Yet, 56% of insurers do not cover mental health in employee benefits.

05.

Rising healthcare costs across the world.

There’s been a double-digit medical trend rate increase in most countries owing to inflation and increased minimum wages.

06.

NCDs drive major costs and claim frequency.

Non-communicable diseases account for up to 74% of all deaths globally each year. Of these, 77% occur in low- and middle-income countries.

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Recommendations to build cost-effective & inclusive employee benefits.

Healthcare, not just insurance

A 4x surge in large companies adopting OPD covers for their teams, as well as a 100% increase in first-time founders choosing primary and preventive benefits in addition to insurance.

Adopt a digital-first approach

8 out of 10 HR operators prioritise improved employee experience for which companies need to provide experiences that are digital-first, hassle-free and intuitive.

Flexible benefits plans are the future

75% of employees want the liberty to customise their own healthcare plans, with a two-fold uptick in the adoption of customisable insurance programs for employees.

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