Flex It Right  - with Plum

Choice is easy. Running choice at scale is hard.

Employees choose the coverage that fits their life and HR gets a system that accurately carries every choice forward. From enrollment to endorsement to claims - Plum ensures everything runs smoothly  - without breaks, mismatches, or manual fixes.

A Policy for All,  Is a Policy for None

Your team doesn’t look the same. Their coverage shouldn’t either.

Now multiply this across 1000+ employees:

That’s 1000+ different coverage decisions where every choice must be:

  • Captured correctly
  • Mapped with insurers
  • Applied correctly in claims

This is where Flex breaks.

01

Rick, 28

Needs therapy for burnout.

02

Shraddha, 38

Needs a pet health plan.

03

Rhea, 31

Needs zero copay for outpatient visits.

04

Rahul, 45

Needs better care for dependent parents.

A Broken Flex Program is Worse Than Not Having One

Because when it breaks, it breaks everywhere at once

  • At enrollment: Too many choices → employees make the wrong decisions
  • At policy creation: Disconnected systems → wrong coverage gets applied
  • At insurer mapping: Poor syncing → endorsements don’t match selections
  • At claims: Claims get rejected because systems don’t know actual coverage

What a Good Flex Program Looks Like

Because when it breaks, it breaks everywhere at once

  • Guided enrollment → employees make the right decisions,
  • Configurable policies → making any structure works without adding manual workarounds
  • Automated ops → no spreadsheets, no tracking errors
  • Claims reliability → every claim processed with exact knowledge of that employee’s coverage (Claims NPS: 79 vs 24 industry average)

We Don’t Just Sell Flex.
We Design the Architecture That Runs It.

Because when it breaks, it breaks everywhere at once

From simple add-on menus to fully customised plans — every configuration is carried forward without breaking, into insurer-ready endorsements, exact knowledge of each employee’s coverage, and a smoother claims process.

BASIC

Offer a standardized base cover with a few voluntary options

Base cover
Sum Insured 5L
Voluntary top-up
Top-up of 1L to 10L
Voluntary parental cover
Sum Insured 1L to 5L
MODULAR

Offer pre-configured plans

BASE
SILVER
GOLD
Sum Insured
5L
10L
15L
Room rent
10K
12K
15K
Maternity cover
1L
1.2L
1.5L
A-LA-CARTE

Offer choice of sum insured, members to cover and voluntary add-on plans

Choice of members to cover
E | ESC | E+2P/2PIL | ESC+2P+2PIL
Choice of sum insured
5L | 10L | 15L | 20L
Voluntary top-ups
Elder Care
Child Care
Pet Care

Our team of experts help you design your Flex program around:

Workforce complexity
Operational readiness
Cost structure

Beyond Insurance,  By design

Flex isn’t just coverage. It’s how employees actually use benefits.

Primary Care

Telehealth
Medicines
Supplements
Vision
Dental
Physio
EAP
Period Care

Preventive Care

Fitness
Mental Wellness
Diet & Nutrition
Health Checkups

Why Enterprises Choose Flex by Plum

  • End-to-end accuracy: Every choice is captured, mapped, and applied correctly
  • Single connected system: Enrollment → insurer → claims, fully in sync
  • Operational automation: Joins, exits, endorsements handled without manual work
  • Reliable claims experience: No mismatches. No surprises
  • Built for scale: Thousands of personalised policies, managed effortlessly

What
they say?

“We, at Meesho, place significant importance on the holistic wellbeing of our employees.. With insurance being an integral part of wellbeing, the collaboration with Plum in introducing robust plans accentuates our employee centricity.”

Man with glasses and short dark hair wearing a black polo shirt, smiling and posing indoors.
Ashish Kumar Singh
CHRO, Meesho

“We, at Meesho, place significant importance on the holistic wellbeing of our employees.. With insurance being an integral part of wellbeing, the collaboration with Plum in introducing robust plans accentuates our employee centricity.”

Man with glasses and short dark hair wearing a black polo shirt, smiling and posing indoors.
Ashish Kumar Singh
CHRO, Meesho

“We, at Meesho, place significant importance on the holistic wellbeing of our employees.. With insurance being an integral part of wellbeing, the collaboration with Plum in introducing robust plans accentuates our employee centricity.”

Man with glasses and short dark hair wearing a black polo shirt, smiling and posing indoors.
Ashish Kumar Singh
CHRO, Meesho

“We, at Meesho, place significant importance on the holistic wellbeing of our employees.. With insurance being an integral part of wellbeing, the collaboration with Plum in introducing robust plans accentuates our employee centricity.”

Man with glasses and short dark hair wearing a black polo shirt, smiling and posing indoors.
Ashish Kumar Singh
CHRO, Meesho

“We, at Meesho, place significant importance on the holistic wellbeing of our employees.. With insurance being an integral part of wellbeing, the collaboration with Plum in introducing robust plans accentuates our employee centricity.”

Man with glasses and short dark hair wearing a black polo shirt, smiling and posing indoors.
Ashish Kumar Singh
CHRO, Meesho

“We, at Meesho, place significant importance on the holistic wellbeing of our employees.. With insurance being an integral part of wellbeing, the collaboration with Plum in introducing robust plans accentuates our employee centricity.”

Man with glasses and short dark hair wearing a black polo shirt, smiling and posing indoors.
Ashish Kumar Singh
CHRO, Meesho