Coronavirus Insurance
for Employees

Cover of up to ₹5,00,000 designed to provide Covid-19 treatments for your employees and their families

What's covered?

Plum's Covid-19 group policies come with comprehensive benefits

Hospitalisation

All hospitalisation expenses upto ₹5L for in-patient

Pre & post hospitalisation

Covers consultation, investigation & medicine expenses 30 days before and 60 days after

Zero waiting period

Cover starts on day 1, with no waiting period*

Home care

Covers home treatment with a sub-limit of 10% of SI (max ₹20K)*

ICU

No sub limit on ICU expenses. Choose the hospital that you want

Normal room

No sub-limit on room rent. Choose the room that you want

Family

Cover available for spouse and children

Cashless

Cashless claims available at network hospitals

PPE Kits

PPE kits covered with a specified sub-limit

* Available only in the Premium Plan

Affordable Premiums

Giving some peace of mind to your employees during these uncertain times should not break your bank. Our COVID-19 insurance policies are priced modestly and can be afforded by all businesses, regardless of the size.

Sum Insured
₹50,000
₹1,00,000
₹3,00,000
₹5,00,000
For age
upto 45 yrs
₹250
₹338
₹750
₹1,125
For age
above 60 yrs
₹838
₹1,675
₹4,961
₹7,036
For age
46-60 yrs
₹503
₹838
₹1,926
₹2,890
Sum Insured
₹50,000
₹1,00,000
₹2,00,000
₹3,00,000
₹5,00,000
For age
upto 40 yrs
₹257
₹434
₹743
₹932
₹1,286
Sum Insured
₹50,000
₹1,00,000
₹2,00,000
₹3,00,000
₹5,00,000
For age
41-60 yrs
₹343
₹579
₹990
₹1,243
₹1,714
Sum Insured
₹50,000
₹1,00,000
₹2,00,000
₹3,00,000
₹5,00,000
For age
above 60 yrs
₹514
₹868
₹1,485
₹1,864
₹2,572

Frequently asked 
questions

How do I know if my  company is eligible?

If your company is registered with MCA, and has 7 or more employees, then it is eligible for Group Covid Insurance.

Who in my team is eligible?
on their own?

All employees and their family members (including spouse and kids) can be covered. If you decide to cover family members, you need to make sure family members of all your employees are covered and that there is no selection in coverage. Parents are not covered.

Will my team members be eligible for COVID-19 insurance if they are not hospitalised?

No, COVID-19 hospitalisation is required for at least 24 hours for the cover to be applicable. It is only after hospitalisation that you can get reimbursement for all COVID expenses incurred 30 days pre-hospitalisation and 60-days post discharge.

Is there a waiting period to file for COVID-19 claims?

Standard Plan has a waiting period of 15 days. You can take the Premium Plan to waive off the mandatory waiting period of 15 days.

How to file a claim for COVID-19?

COVID-19 tests & other medical expenses are covered only in case the test result is positive and followed by an active line of treatment in the hospital. This can be claimed via cashless or reimbursement process. You’d need to submit bills against all tests done, medicines bought, and other treatment expenses.

Is the quarantine period covered?

Quarantine and isolation in a private facility like hotels, halls, guest houses which are converted into COVID center will not be covered.

Looking for a COVID-19 insurance policy for your team?