Plum's Covid-19 group policies come with comprehensive benefits
* Available only in the Premium Plan
Giving some peace of mind to your employees during these uncertain times should not break your bank. Our COVID-19 insurance policies are priced modestly and can be afforded by all businesses, regardless of the size.
If your company is registered with MCA, and has 7 or more employees, then it is eligible for Group Covid Insurance.
All employees and their family members (including spouse and kids) can be covered. If you decide to cover family members, you need to make sure family members of all your employees are covered and that there is no selection in coverage. Parents are not covered.
No, COVID-19 hospitalisation is required for at least 24 hours for the cover to be applicable. It is only after hospitalisation that you can get reimbursement for all COVID expenses incurred 30 days pre-hospitalisation and 60-days post discharge.
Standard Plan has a waiting period of 15 days. You can take the Premium Plan to waive off the mandatory waiting period of 15 days.
COVID-19 tests & other medical expenses are covered only in case the test result is positive and followed by an active line of treatment in the hospital. This can be claimed via cashless or reimbursement process. You’d need to submit bills against all tests done, medicines bought, and other treatment expenses.
Quarantine and isolation in a private facility like hotels, halls, guest houses which are converted into COVID center will not be covered.