Plum's Covid-19 group policies come with comprehensive benefits
Giving some peace of mind to your employees during these uncertain times should not break your bank. Our COVID-19 insurance policies are priced modestly and can be afforded by all businesses, regardless of the size.
(These prices are for a 9.5 month cover and exclude GST)
If your company is registered with MCA, and has 10 or more employees, then it is eligible for Covid Insurance as well as group health insurance.
All employees and their family members (including spouse, kids and parents) can be covered. If you decide to cover family members, you need to make sure family members of all your employees are covered and that there is no selection in coverage.
No, COVID-19 hospitalisation is required for at least 24 hours for the cover to be applicable. It is only after hospitalisation that you can get reimbursement for all COVID expenses incurred 15 days pre-hospitalisation and 30-days post discharge.
All COVID insurance policies come with a mandatory waiting period of 15 days from the date of purchase. Claims can only be filed after the 15 day initial waiting period.
COVID-19 tests & other medical expenses are covered only in case the test result is positive and followed by an active line of treatment in the hospital. This can be claimed via cashless or reimbursement process. You’d need to submit bills against all tests done, medicines bought, and other treatment expenses.
Yes, quarantine on the advice of a registered medical practitioner and at a registered facility to hold the Coronavirus cases is covered under the policy. Quarantine at home or that undergone at any non-recognized facility (for treating Coronavirus case) wouldn’t be covered.