Are you worried about something happening and being faced with financial costs as a result? If the answer is yes, then you need liability insurance. This insurance protects individuals or businesses from legal action and/or damages that may be awarded in a lawsuit. Liability insurance can cover a variety of risks, including personal injury, property damage, product liability, and more. With this blog, understanding liability insurance will be a walk-in-a-park for you. What is liability…
Are you always on-call and looking for ways to make extra money? Do you have group health insurance? If so, then you’re in luck! This blog discusses on-call doctor in group health insurance. Post the pandemic, telemedicine and teleconsultations have been prescribed increasingly by employer-employee groups across India. On-call doctor consultation is when you agree to be available for a call from a doctor at any time, 24/7. During this call, the doctor will ask…
Directors and officers (d&o) liability insurance protects board members, officers, and other executives from personal financial losses arising from wrongful acts or omissions in their professional capacity. The insurance covers a wide range of potential liabilities, such as personal injury, wrongful death, defamation, business interruption, breach of statutory duty, and breach of fiduciary duty. To ensure the best possible coverage for your business, it is important to assess the risk you face and purchase insurance…
A term plan is an important financial decision you’ll make in your life. But what kind of term plan should you choose? And how can you ensure that you’re getting the best sum assured possible? This blog discusses these questions and provides tips on how to choose the right sum assured under a term plan. By following the stages outlined in this article, you’ll be well on your way to making a wise decision when…
What is orthopaedic surgery? If you’re considering orthopaedic surgery, it’s important to know the coverage that is typically provided by your group health insurance plan. Orthopaedic surgery is a type of surgery that helps treat injuries and problems with the bones, muscles, ligaments, and tendons. This type of surgery is usually considered a major medical procedure and is typically covered by group health insurance plans. If you’re not sure if orthopaedic surgery is the right…
Group health insurance for employees is an insurance policy offered by an employer to provide healthcare for their employees. This insurance policy can help reduce the employee’s healthcare expenses and make their medical costs easier to bear. Learn about group health insurance evaluation and how to get the right policy for your employees. In addition, GMC insurance benefits an employer in many ways. GIHS helps to attract and retain good employees, by providing them with peace…
By reading this blog, you’ll be able to understand how premium payments are calculated and make informed decisions when it comes to health insurance for your employees.
Due to the pandemic, digitalisation and technology have made significant strides to accelerate, supplement, and improve the healthcare and health insurance industries.
The recent ongoing pandemic has led us to realize the importance of better health insurance facilities to provide cover to our families. There is a need for better policies and more health care products to cater to the dynamic needs of the people. The existence of the various health care policies and offerings in the market are too many for the Insurance companies to keep track of on their own. This is why there arose…
Post the covid-19 pandemic; the IRDAI has made it mandatory for all industrial and commercial establishments to provide comprehensive group health insurance eligibility cover to their respective workforces. Previously, group health insurance was only available to employees of certain companies and governments. Group health insurance is now available to every institution in India that meets eligibility criteria. In this blog article, we will discuss who is eligible for group health insurance in India based on the provisions…